The Global Expat Hub
Countries / Philippines
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Philippines

English everywhere, a famously warm culture and the cheapest retirement visa in Asia.

πŸ“•Download the Philippines Relocation GuideA free 16-page PDF covering everything from visas to budgets.Download PDF β†’
RegionSoutheast Asia
CapitalManila
CurrencyPhilippine peso
LanguageFilipino, English
Expat saturationLow (0.2% foreign born)
Living cost Β· Mid-rangefrom $1,400/mo
Your move
Sets your plan and the listings on flights, hotels, rentals, furnishings, moving and retirement.

Your plan for Philippines checklist Β· timeline Β· cost breakdown

Estimates for one adult before ongoing rent and living costs; couples and families scale up. Tap a plan for the full breakdown.

Top cities for expats in Philippines

Costs and character vary significantly within Philippines. Here are the cities our readers compare most.

ManilaAffordable

The capital β€” full infrastructure, English everywhere and a large expat scene

Typical rent$400–900/mo
VibeUrban, lively, English-speaking
Cebu CityAffordable

Second city with beaches nearby β€” popular with retirees and remote workers

Typical rent$300–700/mo
VibeRelaxed, beachy, good value
DavaoAffordable

Safe, clean and affordable β€” the most livable city in the Philippines

Typical rent$250–550/mo
VibeSafe, quiet, underrated
DumagueteAffordable

University town and retiree favourite β€” small, friendly and very affordable

Typical rent$200–450/mo
VibeSmall-town, friendly, peaceful

Philippines by the numbers editorial estimates in US dollars

Worth of the dollar$1 β‰ˆ β‚±57.01 Philippine peso β‰ˆ $0.018 Β· snapshot, changes daily Β· Current rate β†—
Utilities Β· 85 mΒ² flat$110/moElectric, water, sewer & garbage
Home internet$30/moBroadband, typical plan
Wi-Fi & connectivity score62/100
Median fixed broadband β‰ˆ 95 Mbps
Internet reliability60/100
Variable; a backup connection is essential
English day-to-dayHighHow far English gets you
Remote-work time zoneHard for USHard for US, partial EU (early)
Phone & eSIM$10/moLocal plan Β· travel eSIM β‰ˆ $15/10 GB
Walkability of cities38/100
Car-dependent outside a few districts
Air quality44/100
Metro Manila moderate to unhealthy from traffic; provinces and islands clean
Healthy food & food safety58/100
FDA follows Codex; heavy reliance on processed and imported food; hygiene varies
Severe weather & hazards85/100 risk
~20 typhoons a year, earthquakes, volcanoes and flooding
Drive on theRightLeft-hand-drive cars Β· Licence & vehicles β†’
Time zonePHT (UTC+8)PHT (UTC+8); 13 hours ahead of New York in winter
Literacy96%Adult literacy rate
Cost to give birth(PhilHealth) low-costPublic (PhilHealth) low-cost / private $1,500–4,000
Rural land$1,000–5,000per acre Β· $1,000–5,000 rural (foreigners cannot own land, only condos)
Beauty of cities82/100
Architecture, setting, upkeep and green space
Petrol / fuel$1.05/Lβ‰ˆ $3.97 per US gallon
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Doctor visit$20Basic clinic visit, paid privately
Emergency room$150Uninsured visit, before treatment
Dentist$20 / $35Check-up & cleaning / one filling
Life expectancy72 yrsAt birth
Unemployment4%National rate
Remote work & digital nomadsWelcomedDigital Nomad visa (2025) 1 year renewable on $24k/yr income

🌀️ Climate

Tropical; dry Dec–May, wet Jun–Nov. Typhoon season peaks Jul–Oct in the north; Mindanao is largely spared.

Winter Β· Jan26Β°C79Β°F
Spring Β· Apr29Β°C84Β°F
Summer Β· Jul28Β°C82Β°F
Autumn Β· Oct28Β°C82Β°F

Mean temperatures for Manila.

🌧️ Rain & snow

Rainfall about 2,300 mm (91 in) a year.

Snow None.

βš–οΈ The law

Official legislationThe LawPhil Project (Arellano Law) β†—

OverviewLaw of Philippines on Wikipedia β†—

Driving On the right. Licence rules β†’

πŸ›οΈ Taxes

Property tax RPT 1–2% of assessed value (assessed well below market).

Local & regional income tax None; national 0–35%.

πŸŽ“ University

Public universities tuition-free for Filipinos; private $2–6k/yr.

πŸ“± Phone & eSIM

Carriers Globe, Smart, DITO.

Average cost Local SIM or eSIM with generous data about $10/month; a 30-day travel eSIM (Airalo, Holafly, Saily and similar) around $15 for 10 GB.

Phone & eSIM guide β†’

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🎁 Schemes to attract expats

  • Special Resident Retiree's Visa (SRRV) from age 50
  • Digital Nomad visa
  • Tax-free foreign pensions
  • English-speaking; US retirees welcomed

Figures are national averages for planning, not quotes; big cities run higher. Tax schemes change often and carry conditions. Verify before you rely on them.

Jobs board Β· Philippines

Search for jobs for free, or post a job β€” free.

Roles open to foreigners in Philippines: remote work you can do from Manila, and in-person jobs with employers who hire from abroad. Searching for and posting expat jobs is always free, for job seekers and employers alike. Every listing stays live for 60 days.

Latest listings. Example listings shown until the first real posts go live.

Example Β· Senior Software Engineer (React / Node)Northwind Labs Β· Remote, US or EU hours
RemoteFull-timeNo visa needed
$95,000–130,000USD
Example Β· English Teacher (adults & business)International Language Centre Β· Manila Β· in person
LocalFull-timeVisa sponsorship
β‚±130,000–₱180,000/moPHP

See all jobs in Philippines and post a job β†’

Frequently asked questions

Is Philippines safe for expats?

Philippines scores 54 out of 100 for safety on The Global Expat Hub, and 71 out of 100 for liveability β€” #15 of the 52 countries we cover. The full breakdown, including official warnings and regional differences, is on the safety page linked from this page.

What is the cost of living in Philippines?

The Global Expat Hub estimates a mid-range lifestyle in Philippines from around $1,400 per month. The figures are national averages for planning, not quotes β€” big cities run higher β€” and this page breaks costs down by tier and city.

Can I move to Philippines?

Yes. The routes and incentives The Global Expat Hub lists for Philippines include: Special Resident Retiree's Visa (SRRV) from age 50; digital Nomad visa; tax-free foreign pensions; english-speaking; US retirees welcomed. Step-by-step visa and residency detail is on the visa pages linked from this page.

What is the best city in Philippines for expats?

The top cities for expats in Philippines profiled on this page are Manila, Cebu City and Davao. Manila is the capital. Each city profile includes typical rent and character to help you compare.

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