The Global Expat Hub
Countries / Malta / Affordable move
🇲🇹 Malta · about 33 weeks · $11,650 estimated setup

Affordable move to Malta

You're moving on savings or a modest income, doing the paperwork yourself, and treating the first year as a test. You'll rent furnished, fly economy, ship almost nothing, and learn the language in group classes.

Cost breakdown

ItemEstimateAssumes
Scouting trip flights$600one return trip, one to two people
Scouting trip stay$1,050two to four weeks in the neighbourhoods you might live in
Visa, permits & translations$1,050government fees, apostilles, translations; luxury adds an immigration lawyer
Relocation flights$850one-way, with extra baggage
Moving & shipping$1,150affordable: suitcases only; luxury: full container and white-glove
Housing deposit & first rent$1,750deposit plus first month, scaled to the local rental market
Furnishing & setup$700affordable leans on second-hand and furnished lets
Health insurance, first year$1,550basic international cover through to premium global plans
Language classes$300apps and group classes through to private tutoring
Local admin & first-month living$1,600registration, SIM, transport, groceries before income settles
Contingency$1,05010% of the total above
Total setup, one adult$11,650before ongoing rent and living costs

Scaled to Malta's price level (cost-of-living score 50). Add roughly 60–80% for a couple and 30–40% per child, more if international school fees apply.

Timeline

Decide & research weeks 1–8

Shortlist two cities, read every section here, join local expat groups online, start a language app, open a savings tracker.

Paperwork weeks 9–18

Gather documents, get apostilles and translations, apply for the visa yourself, arrange basic international health insurance.

Scouting trip weeks 19–21

One trip, two to three weeks, in a furnished rental in your first-choice neighbourhood. Visit a supermarket, a clinic, a bus route and a coworking space.

Move weeks 22–25

Sell or store what you can't carry. Two suitcases each. Book a one-month furnished rental to land in, then find a lease locally.

Settle weeks 26–33

Register your address, get a SIM and a bank account, join group language classes, say yes to every meetup for two months.

Checklist

  • Two-city shortlist with a written reason for each
  • Visa route chosen and requirements printed
  • Passport valid 18+ months
  • Documents apostilled and translated
  • Basic international health insurance quote
  • Six months of living costs saved in cash
  • Scouting trip booked in a furnished rental
  • Furnished landing rental for month one
  • Pet paperwork started (if applicable)
  • Belongings reduced to two suitcases each
  • Bank told you're moving; a no-foreign-fee card in hand
  • Language app streak of 60+ days
  • Group language class booked for week two
  • Expat group memberships joined online
  • Contingency fund kept separate and untouched
Costs are planning estimates from a model, not quotes. Replace with sourced local prices for Malta before launch.

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