The Global Expat Hub
Countries / Croatia
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Croatia

Safe, scenic and in the eurozone and Schengen, with a digital nomad permit and a short summer-heavy job market.

📕Download the Croatia Relocation GuideA free 16-page PDF covering everything from visas to budgets.Download PDF →
RegionSouthern Europe
CapitalZagreb
CurrencyEuro
LanguageCroatian
Expat saturationHigh (13% foreign born)
Living cost · Mid-rangefrom $1,750/mo
Your move
Sets your plan and the listings on flights, hotels, rentals, furnishings, moving and retirement.

Your plan for Croatia checklist · timeline · cost breakdown

Estimates for one adult before ongoing rent and living costs; couples and families scale up. Tap a plan for the full breakdown.

Top cities for expats in Croatia

Costs and character vary significantly within Croatia. Here are the cities our readers compare most.

DubrovnikMid-range

The jewel of the Adriatic — stunning but expensive and tourist-heavy

Typical rent$900–1,800/mo
VibeStunning, historic, busy in season
SplitMid-range

Roman ruins, beaches and the most popular expat city in Croatia

Typical rent$700–1,400/mo
VibeCoastal, lively, expat-popular
ZagrebAffordable

The capital — most affordable major Croatian city with great café culture

Typical rent$500–1,000/mo
VibeCentral European, café culture, affordable
ZadarAffordable

Underrated coastal city with a beautiful old town and lower prices than Split

Typical rent$550–1,100/mo
VibeAuthentic, coastal, less touristy

Croatia by the numbers editorial estimates in US dollars

Worth of the dollar$1 ≈ €0.861 euro ≈ $1.16 · snapshot, changes daily · Current rate ↗
Utilities · 85 m² flat$170/moElectric, water, sewer & garbage
Home internet$30/moBroadband, typical plan
Wi-Fi & connectivity score74/100
Median fixed broadband ≈ 90 Mbps
Internet reliability78/100
Reliable in cities; occasional dips
English day-to-dayHighHow far English gets you
Remote-work time zoneFull EU overlapFull EU overlap, partial US (late)
Phone & eSIM$20/moLocal plan · travel eSIM ≈ $15/10 GB
Walkability of cities84/100
Car-optional in the main cities
Air quality76/100
Clean coast; Zagreb and Slavonia moderate in winter
Healthy food & food safety82/100
EU bans; strong fish, olive oil and produce culture
Severe weather & hazards35/100 risk
Earthquakes (Zagreb 2020), summer wildfires on the coast, bura winds, flooding inland
Drive on theRightLeft-hand-drive cars · Licence & vehicles →
Time zoneCET (UTC+1) with DSTCET (UTC+1) with DST; 6 hours ahead of New York
Literacy99%Adult literacy rate
Cost to give birthfree with HZZO insurancePublic free with HZZO insurance / private $3,000–5,000
Rural land$2,000–10,000per acre · $2,000–10,000 rural; island and coastal land far higher
Beauty of cities94/100
Architecture, setting, upkeep and green space
Petrol / fuel$1.65/L≈ $6.25 per US gallon
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Doctor visit$45Basic clinic visit, paid privately
Emergency roomFreePublic system, at point of use
Dentist$40 / $70Check-up & cleaning / one filling
Life expectancy78 yrsAt birth
Unemployment5%National rate
Remote work & digital nomadsWelcomedDigital Nomad permit up to 18 months, income tax-free on foreign remote work

🌤️ Climate

Mediterranean coast with hot dry summers and mild winters; continental inland with cold snowy winters.

Winter · Jan8°C46°F
Spring · Apr14°C57°F
Summer · Jul26°C79°F
Autumn · Oct17°C63°F

Mean temperatures for Zagreb.

🌧️ Rain & snow

Rainfall about 900 mm (35 in) a year.

Snow Inland and mountains in winter.

⚖️ The law

Official legislationZakon.hr (consolidated legislation) ↗

OverviewLaw of Croatia on Wikipedia ↗

Driving On the right. Licence rules →

🏛️ Taxes

Property tax New property tax €0.6–8 per m² on non-primary homes (2025).

Local & regional income tax Municipal surtax 0–18% of income tax in some cities (Zagreb 18%).

🎓 University

Free for EU residents; non-EU $1.5–4k/yr.

📱 Phone & eSIM

Carriers Hrvatski Telekom, A1, Telemach.

Average cost Local SIM or eSIM with generous data about $20/month; a 30-day travel eSIM (Airalo, Holafly, Saily and similar) around $15 for 10 GB.

Phone & eSIM guide →

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🎁 Schemes to attract expats

  • Digital Nomad permit with tax exemption
  • Eurozone and Schengen since 2023
  • Returning-diaspora and rural grants

Figures are national averages for planning, not quotes; big cities run higher. Tax schemes change often and carry conditions. Verify before you rely on them.

Jobs board · Croatia

Search for jobs for free, or post a job — free.

Roles open to foreigners in Croatia: remote work you can do from Zagreb, and in-person jobs with employers who hire from abroad. Searching for and posting expat jobs is always free, for job seekers and employers alike. Every listing stays live for 60 days.

Latest listings. Example listings shown until the first real posts go live.

Example · Senior Software Engineer (React / Node)Northwind Labs · Remote, US or EU hours
RemoteFull-timeNo visa needed
$95,000–130,000USD
Example · English Teacher (adults & business)International Language Centre · Zagreb · in person
LocalFull-timeVisa sponsorship
€1,900–€2,800/moEUR

See all jobs in Croatia and post a job →

Frequently asked questions

Is Croatia safe for expats?

Croatia scores 86 out of 100 for safety on The Global Expat Hub, and 73 out of 100 for liveability — #9 of the 52 countries we cover. The full breakdown, including official warnings and regional differences, is on the safety page linked from this page.

What is the cost of living in Croatia?

The Global Expat Hub estimates a mid-range lifestyle in Croatia from around $1,750 per month. The figures are national averages for planning, not quotes — big cities run higher — and this page breaks costs down by tier and city.

Can I move to Croatia?

Yes. The routes and incentives The Global Expat Hub lists for Croatia include: Digital Nomad permit with tax exemption; eurozone and Schengen since 2023; returning-diaspora and rural grants. Step-by-step visa and residency detail is on the visa pages linked from this page.

What is the best city in Croatia for expats?

The top cities for expats in Croatia profiled on this page are Dubrovnik, Split and Zagreb. Zagreb is the capital. Each city profile includes typical rent and character to help you compare.

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